Disciplined in Sophisticated Defense and Insurance Litigation

Tom Burgess loves a challenge. An Associate in the Subrogation department, his all-in mentality is exhibited on the inspection site and through constant and clear communication with his clients. Tom’s handled a variety of cases including catastrophic loss, commercial litigation, construction defect, products liability and multi-district litigation cases. His recent experience includes the investigation into the negligent installation and maintenance of a fire suppression sprinkler system, causing damages in excess of $15 million. His range of recent experience also includes the failure of PVC plumbing fixture, causing water damages in excess of $1 million; a product defect in packaged terminal air conditioner unit causing fire and smoke damages in excess of half a million dollars;  and the failed winterization of a property, causing water damages in excess of half a million dollars.

A former pitcher, Tom knows how to size up the competition and call the shots in tough situations. His strong recoveries are a homerun for clients, and they love his client-centric approach to law. Having handled an arduous loss dealing with an electrical installation failure causing $1 million in damages to a popular variety store, Tom knows how to handle the curveballs thrown his way.

A native Floridian and fisherman, Tom has a passion for being out on the water. An advocate for our oceans, Tom often volunteers for beach clean-ups, knowing a healthy ecosystem creates a better living environment for all. He also enjoys lending a helping hand through Habitat for Humanity. He’s done everything from unloading trucks to helping organize supplies, serving the needs of his community.


  • Florida


  • University of Central Florida
    Bachelor of Science, Business Administration and Management
  • Stetson University College of Law
    Doctor of Jurisprudence

Blog Posts


Historically, a tenant who pays towards its landlord’s insurance premiums, pursuant to the terms of the lease, is generally considered a “co-insured” under the landlord’s policy.  See Lumber Mutual Insurance Co. v. Zoltek Corp., 647 N.E.2d 395 (Mass. 1995). However, a Florida court recently reviewed a lease with such a provision and came to an opposite conclusion.  Zurich American Insurance Company v. Puccini, LLC, 2019 WL 454222 (Fla. 3d DCA February 4, 2019).

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Key Points
Practice Area CASE TYPE
  • Catastrophic Loss
  • Catastrophic Recovery Coordination
  • Commercial Litigation
  • Construction Defect Litigation
  • Explosions
  • Fire Spread Litigation
  • Manufacturer Liability
  • Material Failures
  • Multi-District Litigation
  • Products Liability
  • Products Liability - Automobile
  • Products Liability - Consumer Products (All Types)
  • Products Liability - Equipment Losses
  • Products Liability - Pipe Failures
  • Structural Collapse
  • Subrogation