Disciplined in Sophisticated Defense and Insurance Litigation

L. Andrew Watson is a Partner at Butler, having joined the firm in 2000. Andy’s litigation practice focuses on first party coverage and bad faith, which includes theft, fire, windstorm, and water damage claims in North Carolina, South Carolina, Florida, and Georgia. He is experienced in handling third-party coverage opinions and declaratory judgment actions, insurer and policyholder subrogation matters, and third-party liability defense (including premises liability, construction defect, and trucking and employment discrimination matters).

Andy received a Bachelor of Science degree in Economics from the Wharton School of Business and a Bachelor of Arts from the University of Pennsylvania’s Annenberg School of Communications, both in 1991. He received his Juris Doctorate, with honors, from the University of Florida College of Law in 1994. Before joining Butler, Andy served as an in-house Trial Counsel to Nationwide Insurance Company in Atlanta, Georgia. Prior to that, he served as an Assistant City Attorney for the City of Atlanta, representing the City’s Public Works and Water Departments.

Andy is certified by the State of Florida as an instructor for insurance adjuster training courses and has co-authored numerous industry publications.


  • Florida
  • Georgia
  • North Carolina
  • South Carolina


  • University of Pennsylvania's Annenberg School of Communications
  • Wharton School of Business
    Bachelor of Science degree in Economics/ Bachelor of Arts
  • University of Florida College of Law
    Juris Doctorate


  • Windstorm Insurance Network (WIND)


  • District of Tennessee
  • District of West Virginia
  • Eastern and Western Districts of North Carolina
  • Northern and Southern Districts of Georgia
February 28, 2013 PUBLICATIONNavigating The Southern Bad-Faith Buffet: Extra-Contractual Liability In The Absence Of Breach Of Contract

In the Southeast, catastrophic natural disasters have become all too common, and the physical and financial consequences are borne by the entire region. Five of the top ten costliest hurricanes to hit the United States have impacted North Carolina, and with approximately $159.6 billion in insured coastal assets, North Carolina continues to have significant loss exposure.

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Blog Posts

August 19, 2014 BLOG POSTThrough The Eyes of a Child: What DOES a Lawyer Do?
Through The Eyes of a Child: What DOES a Lawyer Do?
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January 27, 2014 EVENT2014 WIND Conference
2014 WIND Conference
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Key Points
Practice Area CASE TYPE
  • Extracontractual Claims
  • Fire (Suspected or Potential Fraud)
  • Third Party Coverage Issues
  • Arson
  • Employment Law
  • Title VII
  • Municipal Liability
  • Premises Liability
  • Commercial Litigation
  • Fraud
  • General Casualty Litigation
  • Bad Faith
  • Coverage - First Party Property
  • Theft
  • Coverage - Personal Injury
  • Coverage - Property
  • Standard Liability
  • Coverage - Business Interruption
  • BI (Business Interruption)
  • Coverage - Homeowner's
  • Civil Remedy Notices
  • Property Insurance
  • General Liability - Coverage
  • Insurance Fraud
  • Insurance Coverage
  • Casualty Defense Litigation
  • BI (Bodily Injury)
  • Bodily Injury - Coverage
  • Boiler and Machinery - Coverage
  • Catastrophic Injuries
  • Catastrophic Loss
  • CGL
  • Complex Liability Litigation
  • Construction Defect Litigation
  • Contribution Claims
  • Coverage - Bodily Injury
  • Coverage - Boiler and Machinery
  • Deceptive and Unfair Trade Practices
  • First Party Coverage Issues
  • Personal Injury - Coverage
  • Third Party Liability