Thomas A. Keller is the Hiring Partner at Butler. Based out of the Tampa office, his primary practice area is coverage defense. Tom handles mostly first-party property insurance coverage defense cases and extra-contractual matters.
Tom has been with Butler since 2003. Prior to joining our team, Tom practiced commercial and business litigation and was a senior staff attorney with the Thirteenth Judicial Circuit of Florida. Tom earned his law degree, cum laude, from Stetson University College of Law in 1998.
Tom is a recognized authority on property insurance coverage issues. He lectures on the subject and related issues often, including regulatory and legislative changes in condominium insurance coverage and Florida first-party property insurance laws, as well as adjusting sinkhole claims and fraud in natural disaster claims like sinkholes, hurricanes, and floods. He is a frequent speaker for various insurance companies and organizations like the South Florida Claims Association and the Property Loss Research Bureau.
- St. Norbert College
Bachelor of Arts
- Stetson University College of Law
Doctor of Jurisprudence
- Hillsborough County Bar Association
- Property Loss Research Bureau (PLRB)
- Florida Supreme Court
- Supreme Court of Wisconsin
- U.S. District Court, Eastern District of Wisconsin
- United States Court of Appeals for the Eleventh Circuit
- United States District Courts for the Northern, Middle, and Southern Districts of Florida
- United States Supreme Court
September 27, 2012
PUBLICATIONThe Troubles Of Trafalgar : Bad Faith In the Absence Of Breach Of Contract
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How can a first-party insurer be legally liable for insurance ‘‘bad faith'' if it has already been found not to be liable for breach of the insurance contract? According to at least one Florida appellate court, by paying an Appraisal Award timely.
May 01, 2007
PUBLICATIONHindsight vs. Foresight: The Adjustment of Business Income Claims
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The hurricanes of 2004 and 2005 resulted in many claims for loss of business income. Applying this coverage, which is always tricky, can be even more problematic in the context of widespread devastation.
April 18, 2006
PUBLICATIONAchilles' Heel: First-Party Property "Bad-Faith" Damages
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Insurance "bad-faith" is recognized throughout the United States. In the setting of first-party property insurance, the relationship between the insured and insurer commences contractually. However, that contractual relationship can also provide exposure for tort damages in a first-party "bad-faith" action. Indeed, the threat of facing a first-party property "bad-faith" tort action commonly influences insurers to resolve litigation out of fear, rather than for substantive purposes based on the merits. One of the "Achilles' Heels" of such causes of action is the inability of the insured to prove any measurable "bad-faith" damages. The identification and measurement of "damages" in first-party property "bad-faith" actions varies greatly depending on the jurisdiction. This commentary will discuss certain jurisdictional differences relating to damages in first-party "bad-faith" actions, exclusive of punitive damages.[FN1]