Disciplined in Sophisticated Defense and Insurance Litigation

As a Partner and Subrogation professional in Butler’s Tampa office, Aaron Jacobs enjoys the challenge of taking a complex matter, and boiling it down to the most critical terms to assist a client in achieving the most favorable recovery resolution possible.   Recently, Aaron settled a complex pipe failure case in a high-rise office building with damages exceeding $7.8 million, and, in another instance, he resolved a water loss at a business that involved an aquarium leak with damages in excess of $6.1 million.  Fire losses are also a crucial component to his practice and his credentials include handling a lawsuit from a fire that occurred during an office renovation with damages that measured more than $4.7 million.  

Aaron has handled subrogation claims arising in numerous jurisdictions in the continental United States, as well as Puerto Rico, Bahamas, United States Virgin Islands (USVI), Dominican Republic, and St. Lucia.  He also has experience handling claims against, and obtaining service on, international defendants.  Aaron has also handled a number of Aviation related subrogation claims and achieved a full recovery of a property damage claim caused by a plane crash at the Key West International Airport.

Before becoming an attorney, Aaron was a state licensed professional boxing promoter, which provided him with a unique skill set that he utilizes daily in his subrogation practice, such as issue spotting and problem-solving in a time-sensitive manner.  His hard-hitting and detail-oriented approach, in conjunction with the negotiation skills and business perspective he garnered from the boxing world, are some of the qualities that clients love most about working with Aaron.

Aaron is the host of Butler’s popular Subro Sense Podcast which provides insightful tips and enlightening conversations with subrogation experts from around the country. He also provides subrogation case updates in Butler’s video blog, Subro in Seconds. He has showcased his knowledge and acumen in a number of webinars he has presented over the years, which include presentations on aquarium failures and the management of forensic investigations.  Aaron is involved in a number of professional organizations, and he has presented for the National Association of Subrogation Professionals and Claims Litigation Management.  He has also authored several publications on a variety of subrogation topics.

When he is not in the office, Aaron believes that community is an essential part of the Service principal at Butler.  He actively donates to Bay Area Legal, which provides free civil legal services to qualified and low-income residents and nonprofits throughout the Tampa Bay area. He also actively donates to the United Way Suncoast organization, which aims to break the cycle of generational poverty throughout the Suncoast region. However, the charity that remains closest to his heart is the Alan M. Jacobs Memorial Fund, which is dedicated to providing financial support to engineering students at the University of Florida.


  • Florida


  • Florida State University
    Bachelor of Arts in Communications/Advertising
  • Stetson University College of Law
    Doctor of Jurisprudence


  • Florida Courts (Middle District)
  • Florida Courts (Southern District)
  • Florida State Courts

Lexington Insurance Company, a/s/o 1111 Brickell Office, LLC v. Advance Water Technology, Corp. (subrogation lawsuit arising from a flood loss caused by a pipe failure in a high-rise office building. Damages exceeded $7.8 million.)

Zurich American Insurance Company, as subrogee of Douglas Development Group, Inc., et. al., v. Pass International, Inc., et. al. (subrogation lawsuit arising from a fire that occurred during an office building renovation. Damages exceeded $4.7 million)

Home Quality Management, et. al., v. Turner Roofing Company, Inc., et. al. (subrogation lawsuit arising from a catastrophic roof leak. Damages exceeded $1.8 million)

October 13, 2015 PUBLICATIONWhen is the Contract Complete? Court Rules that Statue of Repose Commences Upon Final Payment.

Recently, Florida’s Fifth District Court of Appeal reviewed the statute of repose relative to improvements to real property.

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October 01, 2014 PUBLICATIONOptimizing the Use of Technology in Mediation

From cell phones, to the world wide web, to electronic mail, and beyond, over the past twenty years, we have experienced an unprecedented growth in technology, as well as a growing dependence in our day-to-day lives on these technologies. Accordingly, it is of little surprise parties and mediators alike have implemented the advancements in information technology to the mediation process. Various forms of technology can be utilized to assist parties from the initial stages of selecting a mediator to the actual day of the mediation conference, and all points in between. This article details a number of ways technology advancements have affected the way parties mediate.  

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June 26, 2014 PUBLICATIONThe Language Was Not Enough: Florida Supreme Court Holds that the Standard "Transfer of Rights" Provision Does Not Abrogate the "Made Whole Rule"

The scope of these transferred rights had not been addressed in Florida until the Eleventh Circuit certified the issue to the Florida Supreme Court. In its recent opinion, the Florida Supreme Court clarified that a basic transfer of rights provision, without more, does not give the insurer a right of priority. Under such circumstances, priority of recovery remains dictated by Florida's common law "made whole doctrine." 

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May 01, 2013 PUBLICATIONStuck Between a Collapsed Wall and a Hard Place: The Failure to Establish the "Standard of Care" in a Negligence Claim

Generally, "to establish a claim for negligence, a plaintiff must show: (1) the defendant had a legal duty to conform to a certain standard of conduct; (2) the defendant breached that duty; and (3) the plaintiff sustained damage that was proximately caused by the defendant's breach.

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February 10, 2012 PUBLICATIONDoes the "Case-by-Case" Approach in Florida Apply Only on a Case-by-Case Basis?

The "Anti-Subrogation Rule" dictates that an insurer is generally precluded from seeking recovery against its own insured. While this premise on its face seems simple, a speCIal circumstance arises in the context of damage to leased property caused by a tenant's negligence, Where "the obvious intent of the parties [to a lease] was to shift the risk of daruages ... to an Insurer ... [the lessee] qualifies as an intended beneficiary under the Insurance policy;" and therefore, the insurer is prohiblted from subrogating against the lessee.1 However, the lease provisions are commonly unclear, if not contradlctory, as to which party-landlord or tenant-is to bear the risk of a loss to the leased premises, or whether the tenant is considered a "co-insured" under the landlord's property insurance policy. Most jurisdictions have been presented with these types of cases, and courts have implemented one of three recognized "analytic approaches," Recently, the Fifth District Court of Appeal of Florida addressed this very issue in Underwriters of Lloyds of London v. Cape Publications, Inc., 2011 WL 2415845 (Fla. 5th DCA 2011).

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January 10, 2019 WEBINARSSubro Sense with Aaron Jacobs

Want to check out the latest in subrogation news? Check out Subro Sense hosted by Aaron Jacobs!

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February 14, 2017 WEBINARS2017 NASP National Webinar - "Let's Get Tanked: Investigating Acrylic Aquarium Failures"

Aaron Jacobs will be hosting a 2017 NASP National Webinar

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October 12, 2016 WEBINARSSelection of Proper Experts and Management of Forensic Investigations

Aaron Jacobs and Stuart Mintz to host upcoming CLM webinar.

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April 28, 2020 PODCASTSSUBRO SENSE PODCAST - Forensic Investigation of Subrogation Claims During COVID-19

Senior Mechanical Engineer and Certified Fire Investigator, C. Tripp Wagner III, BME, CFI, with Jensen Hughes joins host, Aaron Jacobs to discuss how to approach forensic investigations in light of the current COVID-19 guidelines and limitations...

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Insurance subrogation professionals face unique hurdles when a tortfeasor’s liability insurance limit is insufficient to pay the entirety of the subrogation claim and claims asserted by other parties.  In other words, sometimes, the pie is not big enough for everyone to eat.  On December 11, 2019, please join host Aaron Jacobs as he discusses the special considerations and factors applicable to fix funds/limited pool scenarios and helpful techniques you can use to get a slice of the pie before it’s gone.

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October 09, 2019 PODCASTSSubro Sense Podcast - Unpacking Product Claims against Amazon

Historically, many jurisdictions have held that Amazon was not a “Seller” when considering products sold on its website by third-party vendors.  Recently, a U.S. Court of Appeals held for the first time that Amazon was a “Seller” and therefore potentially liable for defective products purchased on its website...

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August 13, 2019 PODCASTSSubro Sense Podcast - Made Whole Rule: Lessons Learned from the 9/11 World Trade Center Litigation

The litigation ensuing from the catastrophic events of 9/11 highlighted the importance of addressing “Made Whole” considerations when evaluating subrogation claims...

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June 12, 2019 PODCASTSSubro Sense Podcast - Unique Factors and Considerations in a Subrogation Release

On this episode of our Subro Sense podcast, Aaron Jacobs with guest speaker, Matthew Freiman of Craig/is Ltd, will explore the potential difficulties that may be presented in a subrogation release and recommendations on how to approach and resolve release issues...

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April 10, 2019 PODCASTSSubro Sense - Coordination of Insured's Interests and Deductible

Join Aaron Jacobs and guest speakers, Ying Tse of McLarens and Lisa Weinstein of Southport Financial Services, Inc., as they discuss methods of coordinating insured's interests and deductible from a client's perspective in this Subrogation Podcast.

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February 13, 2019 PODCASTSSubro Sense - Strategies & Techniques in Mediation

What’s going on in the world of Subrogation and Recovery? Join Partner Aaron Jacobs as he hosts Butler’s brand-new Podcast Series, Subro Sense. Filled with insightful tips and enlightening conversations with subrogation experts from around the country, you won’t want to miss an episode of Subro Sense, Butler's Subrogation Podcast!

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January 10, 2019 PODCASTSSubro Sense with Aaron Jacobs

Want to check out the latest in subrogation news? Check out Subro Sense hosted by Aaron Jacobs!

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Blog Posts

May 27, 2020 BLOG POSTThe Made Whole Rule On The Forefront of A Whole Lot of Litigation

The Made Whole Rule and the handling of the insured’s deductible and uninsured losses alongside the subrogation claim remain ever-present topics of discussion amongst subrogation professionals and within subrogation case law...

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May 21, 2020 BLOG POSTButler's Thursday Tips #6 | Made-Whole Rule

Join us for this week's Thursday Tip as Partner Aaron Jacobs discusses the Made-Whole Rule in Subrogation law...

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January 06, 2020 BLOG POSTSubro Sense Podcast with Aaron Jacobs

Catch the latest in Subrogation news by listening to our Subro Sense Podcast!

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The trucking industry has experienced considerable growth in recent years.  Trucking and transportation needs are expected to continue for the foreseeable future and this may lead to an increase in the volume of damaged cargo claims...

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In the landlord/tenant context, the question of who is an insured under the applicable policy may not always be clear. Watch as Subrogation Partner Aaron Jacobs revisits subrogation in the landlord/tenant context on this episode of Subro in Seconds...

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February 28, 2019 BLOG POSTSubro in Seconds | Vlog 1

Aaron Jacobs recaps the latest in the world of Subrogation. In this episode, he discusses a recent Pennsylvania case decision that highlights difficulties associated with identifying liable parties in pipe freeze cases...

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February 18, 2019 BLOG POSTDiversity For Jurisdictional Purposes In Federal Litigation

Recently, I was speaking with a client, and we were discussing some of the unique issues subrogation professionals face on a regular basis. He stated that one of the things that new recovery adjusters are rarely familiar with is the concept of “diversity” for jurisdictional purposes in federal court litigation.

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August 01, 2012 SPOTLIGHTAaron Jacobs | Fight Night Productions

I was first introduced to boxing when I watched a Bernard Hopkins (at that time, the Middleweight World Champion) fight in high school. I was fascinated with the sport, and from that point forward, was consumed with learning as much about boxing as possible. I would read books, magazines, and watch as much boxing as i could. In college, I started the Florida State University Boxing Club, which was part of the Sports Club Council. We ran a small amateur program for a handful of students out of a boxing gym...

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November 08, 2018 EVENTXactly How Can "Xactimate" and Other Cost Estimating Tools Assist Property Adjusters and Subrogation Professionals in the Preparation of Damages?

Aaron Jacobs presented at the CLM Southeast Conference on the topic "Xactly How Can “Xactimate” and Other Cost Estimating Tools Assist Property Adjusters and Subrogation Professionals in the Preparation of Damages?" on November 8, 2018, in Atlanta, GA.  

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Join us in celebrating our newest Partners! Congratulations to Sarah Burke, Aaron Jacobs and Jason Seitz!

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