Fay Ryan
Partner | Tampa
fryan@butler.legal
813-281-1900
About | Credentials | Experiences | Media | Print | Share
A Partner at Butler, Fay E. Ryan devotes her Tampa practice to third-party coverage and extra-contractual matters. Within these practice areas, her numerous claims deal with construction defects, auto accidents, slip-and-falls, product liability, defamation, and more. Fay has experience analyzing virtually all types of liability policies, including CGL, Excess and Umbrella, OCIP, Commercial Auto, Personal Lines, E & O, Environmental, and Reinsurance. In addition to providing coverage advice, Fay advises clients on good faith claims handling, including settlement in multi-claimant situations. Fay has tried over fifty jury trials and approximately thirty non-jury trials.
Fay graduated cum laude from Boston College with a Bachelor of Arts degree. She received her Doctor of Jurisprudence, cum laude, from the University of Florida College of Law. During law school, Fay earned the American Jurisprudence Award in Contracts, Estates and Trusts, English Legal History, and Legal Drafting. She is also a member of the Order of the Coif, an honor society for law school graduates who were in the top ten percent of their graduating class.
Since becoming a lawyer, Fay has contributed to the DRI’s multi-state compendium (Florida chapter). She has also been published in Mealey’s Litigation Report: Bad Faith, and DRI’s: For The Defense magazine.
Admissions
- Florida
Education
- Boston College
Bachelor of Arts, Cum Laude - University of Florida
Doctor of Jurisprudence, Order of the Coif
Memberships
- The Florida Bar
Courts
- United States District Court – Middle District of Florida
- United States District Court – Southern District of Florida
Experiences
For more information regarding these cases, please contact Fay Ryan.
Representative Cases Litigated to Conclusion:
FCCI v. Lockbusters: Total Pollution Exclusion on GL policy bars coverage for wrongful death claims of vehicle occupants exposed to hydrogen sulfide from leaking battery.
Endurance v. UCE: Injured construction worker’s status as Statutory Employee for Workers Compensation trumps factual status as Independent Contractor or Temporary Employee; Exclusions for Employer’s Liability & Workers Compensation bar coverage; Summary Judgment granted.
Steadfast v. Celebration Source: Inapplicability of §627. 419 to surplus lines does not prevent consideration of application when interpreting policy, where application is part of policy at common law; Summary Judgment granted for insurer where equipment involved in accident not listed on schedule completed contemporaneously with application.
PCIC v. A & M Fox Roofing: Enforceability challenge to “ongoing operations” limitation endorsement; Summary Judgment granted due to water intrusion during roofing job where roof was not properly protected overnight.
Lloyds V. Scottsdale and Sands Harbor: Denial of Concurrent Co-Insurer’s Summary Judgment motion seeking declaration that it was excess; Concurrent Co-Insurers with identical Other Insurance provisions are co-primary for duty-to-defend bodily injury claim.
American Economy Ins. Co. v. Traylor Wolfe Architects, Inc., et al: Summary judgment for insurer under Business Auto policy; court agrees with insurer that business owner was engaged in personal use at time of accident.
The Ohio Casualty Insurance Company v. Garden Of Eat’n Of Tampa, Inc., et al : Summary judgment under Employer’s Liability exclusion to CGL policy; court finds that accident still arises out of employment where employee trips in parking lot on way to car at end of shift.
MCC v. Clean Seas Company, Inc., et al: Court prevents retailer from aggregating multiple customers’ claims into one “Superclaim” against distributer/policyholder in an attempt to avoid the “per claim” deductible; court also finds that economic losses resulting from damage to insured’s product, are not “Property Damage” under CGL policy.
Media
Partner Fay Ryan Published in CLM Article
Congratulations to Tampa Partner Fay Ryan whose article "Claimants Can't Have Their Cake and Eat It Too" was recently published in the CLM Magazine. Discover how the Eleventh Circuit's recent ruling in Compulife v. Zurich reshapes the use of judicial estoppel in insurance recovery for intentional tort claims. Read the full article on the CLM website by clicking here....
Butler Attorneys at the 2024 FDLA FINS
Come meet some of our esteemed attorneys at the FDLA Florida Insurance Network Symposium (FINS) on August 15-16, 2024 at the Renaissance Tampa International Plaza Hotel. This conference will focus on coverage, bad faith, and property insurance featuring high-level presentations by leading insurance attorneys and experts. Click here to visit their website....
Claimants Can’t Have Their Cake and Eat it Too
Eleventh Circuit Judicially Estops Claimant From Recovering Intentional Tort Judgment Under Errors and Omission Liability Policy In a rarely seen application of the judicial estoppel doctrine in the third-party coverage context, on August 1, 2024, the Eleventh Circuit Court of Appeals estopped the holder of an intentional tort judgment from garnishing the proceeds of the judgment debtor’s liabi...
558 – Kiss, Marry, Or Kill?
Partner Fay Ryan and co-presenters Thomas A. Koval (FCCI Insurance Company), Richard Meyerson (S-E-A, Ltd.), Michael E. Milne (Milne Law Group) and Jorge Santeiro (FCCI Insurance Group) presented "558 - Kiss, Marry, or Kill?" for the first annual Florida Insurance Network Symposium (FINS) in Tampa, FL on August 16, 2019. This panel discussed the efficacy of the pre-suit "Notice and Opportunity ...
International Women’s Day
"LEADERSHIP IS ABOUT MAKING OTHERS BETTER AS A RESULT OF YOUR PRESENCE AND MAKING SURE THAT IMPACT LASTS IN YOUR ABSENCE." -SHERYL SANBERG (COO OF FACEBOOK) ...
