Disciplined in Sophisticated Defense and Insurance Litigation

A Partner at Butler, Christopher M. Ramey practices in our Arson and Fraud, Coverage Defense, and Extra-Contractual Claims departments. His cases cover issues including bad faith, excess coverage, explosions, fire-related fraud, first-party coverage issues, homeowner's insurance, hurricane losses, insurance fraud, SIU, and theft.

Chris's practice mainly focuses upon First-Party Property Insurance matters including losses related to windstorm, fire, sinkhole, theft, and other catastrophic perils. He is also experienced in defending extra-contractual claims including first-party bad faith actions. Chris frequently litigates first-party extra-contractual matters and has experience doing so in Florida, Georgia, and Louisiana courts.

Chris is admitted to practice in all Florida courts, as well as the U.S. District Court for the Middle and Southern Districts of Florida. He has extensive experience in multi-week trials in Florida state court, Florida federal court, and Louisiana, as well as appellate experience in Florida state courts, Florida federal court, Louisiana, and Georgia.

Chris joined the firm shortly after receiving his Doctor of Jurisprudence degree from the University of Florida in 2007. While in law school, Chris served as a judicial intern for the Honorable Richard B. Orfinger at the Fifth District Court of Appeal in Daytona Beach, Florida. Chris also attended the University of Oxford in summer 2006 and received a Bachelor of Arts in Political Science, with honors, from the University of Florida in 2004.


  • Florida


  • University of Florida
    Bachelor of Arts in Political Science
  • University of Florida, Levin College of Law
    Doctor of Jurisprudence


  • Florida Courts (Middle District)
  • Florida Courts (Northern District)
  • Florida Courts (Southern District)
  • Florida State Courts

American Home Assurance Co. v. Sebo, 141 So.3d 195 (Fla. 2d DCA 2013)

October 25, 2012 PUBLICATIONSquare Pegs In Round Holes: When The Adjustment Process Meets The Evidence Code

If given the chance, most property adjusters would skip the aspect of their job involving litigation. Avoiding lawyers, depositions, and, of course, trials would alleviate much stress. Unfortunately, dealing with lawyers and litigation is an unavoidable job hazard for most adjusters.

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April 23, 2009 PUBLICATIONArbitrary and Capricious

In Grilletta v. Lexington Insurance Company,8 the United States Court of Appeals for the Fifth Circuit reviewed the insurer's handling of a Hurricane Katrina property claim.9 Mr. Xavier Grilletta and Mr. Randy Lauman owned a vacation lakehouse on the southeastern shore of Lake Pontchartrain, a lake bordering New Orleans to the north. 

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January 22, 2008 PUBLICATIONRipe for Campbell Review: A Florida Uninsured Motorist Claimant's Statutory Right to Recover Excess Verdict Damages in a Bad Faith Action

In many jurisdictions, jurors can award punitive damages to punish or penalize an insurer for improper claims handling, in addition to any compensatory damages caused by an insurer’s bad faith. Such jury awards of punitive damages now are subject to scrutiny under State Farm Mutual Automobile Insurance Company v. Campbell.1 As a result of Campbell, insurers have one final check against excessive punitive damages awards by juries.

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June 20, 2016 COMMUNITYTampa Recipient of Butler "Step-Up" Award Selected

Suha Zeineladbin receives Step-Up award in Tampa.

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June 13, 2016 COMMUNITYChicago Recipient of Butler "Step-Up" Award Selected

Aide Briseno receives Step-Up award in Chicago.

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June 06, 2016 COMMUNITYMiami Recipient of Butler "Step-Up" Award Selected

Rebecca Gomez awarded Step-Up award in Miami.

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May 31, 2016 COMMUNITYTallahassee Recipient of Butler "Step-Up" Award Selected

Ruth Castro selected as Tallahassee "Step-Up" award winner.

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May 25, 2016 COMMUNITYPhiladelphia Recipient of Butler "Step-Up" Award Selected

Penn Treaty High School senior receives Step-Up Award.

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May 16, 2016 COMMUNITYCharlotte Recipient of Butler "Step-Up" Award Selected

West Charlotte High School senior receives Step-Up Award.

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May 06, 2016 COMMUNITYButler's First "Step-Up" Award Furthers Commitment to Service

The Firm's Community Service Committee enacts new award recognizing deserving high school seniors.

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April 01, 2019 EVENTDamage By Multiple Perils

Join Partner Christopher Ramey and Brandon L. Sipple of Chubb as they present "Damage by Multiple Perils" for the PLRB Claims Conference & Insurance Services Expo.

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April 17, 2018 EVENTPLRB Claims Conference- Damage by Multiple Perils

Check out Chris Ramey and Chubb's Coverage Director, Brandon Sipple, at the PLRB Claims Conference that addressed the "Damage by Multiple Perils" in a presentation.

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April 17, 2016 EVENTPLRB Claims Conference & Insurance Services Expo

Adjusting Catastrophic Time Element Losses

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March 29, 2015 EVENTPLRB Claims Conference

Adjusting Catastrophic Time Element Losses

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June 20, 2016 NEWSTampa Recipient of Butler "Step-Up" Award Selected

The Tampa winner of the Butler Step-Up award has been selected. David Maldoff presented the award to Suha Zeineladbin at the Hillsborough Education Foundation's 2016 "Take Stock in Children" Scholar Celebration. She received the award for her commitment to scholarly success and community service. She will be attending the University of South Florida in the fall.

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Key Points

Practice Area CASE TYPE
  • Appellate
  • Attorney Fee Disputes
  • Bad Faith
  • Civil Remedy Notices
  • Construction Defect Litigation - Indemnity Claims
  • Construction Defect Litigation - Sinkholes
  • Coverage - Business Interruption
  • Coverage - Business Owner's
  • Coverage - First Party Property
  • Coverage - Homeowner's
  • Coverage - Property
  • Excess Coverage
  • Extracontractual Claims
  • Fraud
  • Hurricane Losses
  • Insurance Fraud