Disciplined in Sophisticated Defense and Insurance Litigation

Julius F. “Rick” Parker, III is a Partner at Butler who joined the firm in 2004. Rick’s practice areas include First and Third-Party Coverage matters, Extra-Contractual matters and Premises Liability Defense.  He has significant appellate and trial experience in both state and federal courts.

Rick earned his Bachelor of Science degree in Business Administration in 1987 and owned a successful contracting business prior to attending law school. He graduated cum laude from Florida State University College of Law in 1998, where he served as Articles and Notes Editor for the Journal of Land Use & Environmental Law. During law school, Rick earned book awards in Civil Procedure I, Federal Jurisdiction Remedies, and Energy Law & Policy.

Rick is a former president of the Tallahassee Bar Association's Legal Aid Foundation. He is a member of the Defense Research Institute and continues to publish industry articles. He is also is an AV peer-rated attorney by Martindale-Hubbell.


  • Florida


  • University of Arizona
    Bachelor of Science degree in Business Administration
  • Florida State University College of Law
    Doctor of Jurisprudence


  • Defense Research Institute (DRI)
  • Tallahassee Bar Association
  • The Florida Bar


  • Florida Courts (Northern, Middle and Southern Districts)
  • Florida State Courts
  • Florida Supreme Court
  • United States Eleventh Circuit Court of Appeals

Chase v. Horace Mann Ins. Co., 158 So. 3d 514 (Fla. 2015); Progressive Express Ins. Co. v. Dept. of Financial Services, 125 So. 3d 201 (Fla. 4th DCA 2013); Rundell v. Progressive Express Ins. Co., 994 So. 2d 1227 (Fla. 1st DCA 2008); Delta Health Group, Inc. v. Royal Surplus Lines Ins. Co., 327 Fed. Appx. 860 (11thCir. 2009); Waters v. Miller, 564 F.3d 1355 (11th Cir. 2009); Royal Surplus Lines Ins. Co. v. Delta Health Group, Inc., 243 Fed. Appx. 551 (11th Cir. 2007); Solomon v. Liberty County Bd. of Cty. Comm'rs, 221 F.2d 1218 (11th Cir. 2000) (en banc)

March 12, 2020 PUBLICATIONNew Appleman Florida Insurance Law (2020 Edition)

The New Appleman Florida Insurance Law details a beginner's guide to insurance law all the way to rehabilitation and liquidation of funds...

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September 20, 2017 PUBLICATIONFlorida Insurance Litigation (2017 Edition)

LexisNexis Practice Guide: Florida Insurance Litigation provides the practitioner with immediate access to knowledge and strategy on every aspect of insurance practice in Florida. The publication concisely presents the terms, conditions and exclusions that govern coverage offered against the risks under each line of insurance. This approach provides a comprehensive exploration of key concepts, policy language and insight for litigation of common and esoteric disputes under those policies. Each chapter also provides task-oriented checklists, examples, strategic points, and cross-references to governing statutory and case law.

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February 06, 2017 PUBLICATIONThe Confession-of-Judgment Doctrine: No Good Deed Goes Unpunished

Virtually every jurisdiction in the United States has a statute on the books that provides for prevailing-party attorney fees in favor of insureds when they are successful in coverage suits against insurers.

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February 10, 2016 PUBLICATIONClarifying the Standard Employee Exclusions in Commercial Automobile Policies

Motor carriers run the gamut from single owner-operators making purely intrastate hauls to large companies operating hundreds of tractor-trailers making long interstate hauls. Whether large or small, however, all motor carriers have several incentives to treat the drivers of their trucks as independent contractors instead of employees.

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September 08, 2015 PUBLICATIONThe Ongoing Struggle Over Removal Of First-Party Bad Faith Cases In Florida

The critical fact that seems to have been glossed over by all of the courts considering this question is the fact that once a final judgment has been entered by a Florida trial court, the court loses jurisdiction to do anything further.

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April 27, 2015 PUBLICATIONRicky's Believe It Or Not: Part Two

In the January 26, 2015 edition of this publication, I shared a collection of excerpts from documents authored by attorneys. Given the sheer volume of paper which crosses my desk in reviewing claims for coverage and bad faith, I inevitably come across some very humorous (though not intentionally so) mistakes in the various documents reviewed. This month, I share some of the funniest entries I've seen in deposition transcripts and medical records.

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January 26, 2015 PUBLICATIONRicky's Believe It Or Not

As an attorney for more than sixteen years, and a practitioner of insurance bad faith for nearly eleven years, I have seen virtually every kind of bad faith set-up one could imagine. I have shared my observations through various articles published in this fine periodical as well as other publications. The law of insurer bad faith is obviously one which is constantly in flux. Therefore, it would be a simple matter to wax eloquent upon the latest pronouncement from the high court of one of our many state and federal courts. However, I feel compelled to digress from the usual stately discussion of the intricacies of bad-faith law and share some of the more amusing things I have come across during my review of tens of thousands of documents contained in claim files, medical records and correspondence, done in connection with representing insurers in this field.

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August 25, 2014 PUBLICATIONWall Of Confusion: GEICO General Insurance Company v. Bottini And Its Ill-Begotten Progeny

On July 20, 2012, a three-judge panel of Florida's Second District Court of Appeal released what, on its face, appeared to be a relatively innocuous opinion in Geico General Insurance Company v. Bottini . The Bottini appeal arose as a result of Geico's appeal of a jury verdict in the amount of $30,872,266 rendered against it in an uninsured/underinsured motorist (‘‘UIM'') case. Consistent with precedent, the trial court entered a judgment against Geico in the amount of the policy's limit of liability, $50,000. Because the huge verdict had the effect of fixing the plaintiff's damages in a subsequent bad faith case, Geico naturally sought review of that verdict. The panel opinion concluded simply, ‘‘Based on the evidence presented, we are satisfied that even if Geico were correct that errors may have affected the jury's computation of damages, in the context of this case and the amount of the judgment, any such errors were harmless.''

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August 22, 2013 PUBLICATIONCausal Friday: Better To Be Lucky Than Good

Sometimes it is better to be lucky than good, as the insurers in the following cases learned. These cases demonstrate that, even where the facts indicate that the insurer acted in bad faith, it is still possible for the insurer to escape extra-contractual exposure. In the absence of a causal link between the excess judgment and the insurer's actions, bad faith liability cannot exist as a matter of law.

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November 05, 2012 PUBLICATIONIs A Discriminatory Refusal To Rent An Invasion Of The Right Of Private Occupancy?

As the I.S.O. "Personal and Advertising Injury" coverage form ("Coverage B") has evolved over the years, one thing has remained constant: claims for wrongful eviction are covered. The modern Coverage B form covers certain enumerated "offenses," one being, "The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor

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July 26, 2012 PUBLICATIONThe Vanishing Right To Federal Jurisdiction In Bad Faith Claims In Florida

On April 25, 2012, the United StatesDistrict Court for the Southern District of Florida issued its opinion in Moultrop v. GEICO General Ins. Co., remanding a bad faith claim to state court pursuant to the one-year ‘‘repose'' provision of 28 U.S.C. § 1446(b). The Moultrop decision is one more in a growing line of cases which refuse insurers access to a federal forum based on the repose provision, under the anomalous reasoning that the right to removal expired before the cause of action for bad faith accrued. Unfortunately for the insurers, 28 U.S.C. section 1447(d) precludes appellate review of an order granting a motion to remand.

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April 01, 2011 PUBLICATIONRaising the Roof: What's Hot In Construction Defect Litigation

Kathy J. Maus is a partner with Butler Weihmuller Katz Craig LLP, having joined the firm in 1991. Julius F. "Rick" Parker III is a senior associate with the firm, having joined the firm in 2004. Ms. Maus and Mr. Parker both practice in the firm's Tallahassee office and focus their practices on first and third party extracontractual litigation defense, casualty litigation and first and third-party coverage matters. Ms. Maus serves on DRI's Insurance Law Committee Steering Committee and is a past member of DRI's Board of Directors. She is also vice-chair of DRI's upcoming Bad Faith Seminar in Washington, D.C. in June.

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July 29, 2010 PUBLICATIONBad Faith - Variations On A Theme

This is one of a series of articles originally published in Mealey's Litigation Report: Insurance Bad Faith, Vol. 24, #6 (July 29, 2010). © 2010  

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August 27, 2009 PUBLICATIONFairly Debatable?

On August 5, 2009, the South Dakota supreme court joined an exceedingly small minority of courts in the United States that have imposed a duty to conduct a reasonable investigation into first-party claims in order to avoid "bad-faith" liability.2 As they say, the road to Hell is paved with good intentions. This decision certainly affirms the truth of that old saw

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November 25, 2008 PUBLICATIONUnreasonable Consent Judgments; What Next?

The scene is all too familiar: an insured, disenchanted with its insurer's refusal to defend an action the insured believes is within coverage, decides to enter into a "consent judgment" with the plaintiff, in return for which, the plaintiff agrees only to pursue satisfaction of the "judgment" against the insurer. 

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March 20, 2007 PUBLICATIONCaveat Insuror

On December 21, 2006, the Florida Supreme Court released its opinion in Dadeland Depot, Inc. v. St. Paul Fire & Marine Ins. Co.[FN1] In Dadeland, a bare majority of the high Court, led by Justice Lewis, held that an obligee under a performance bond qualifies as an "insured" within the meaning of section 624.155, Florida Statutes (1999). The Court's decision resulted from the following question certified to it by the Eleventh Circuit Court of Appeals:

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January 01, 2007 PUBLICATIONPushing The Envelope: Exploring The Newest Trends In Bad Faith Exposure In Automobile Cases

In recent years, the term "bad faith" has become a term which may strike terror in the heart of defense attorneys, claims handling professionals and in-house counsel for insurers; and for good reason. An action for bad faith, whether it be "first-party" or "third-party" can and has led to "extra-contractual damages," i.e., damages which are not governed by limits of insurance or other limitations on coverage contained in the insurance contract. Allegations of bad faith attempt to re-write the rules for claims handling in the middle of the game. For this reason, bad faith exposure cannot be actuarially predicted or accurately accounted in the setting of premiums based on the risk presented. It therefore has the potential to cost insurers more than the maximum exposure traditionally presented by a particular risk under a policy with defined limits of coverage. 

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Blog Posts

September 15, 2020 BLOG POSTHeads I win, Tails You Lose: Southern Owners Insurance Company v. MAC Contractors

On July 29, 2020, the Eleventh Circuit Court of Appeals issued its opinion in Southern Owners Ins. Co. v. MAC Contractors, of Fla., LLC, --- Fed. Appx. ---, 2020 WL 4345199 (11th Cir. July 29, 2020).  While purporting to follow its own precedent, which narrowly interpreted the Florida Supreme Court’s decisions in United States Fire Ins. Co. v. J.S.U.B., Inc....

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June 29, 2020 BLOG POSTPretzel Logic: Cheetham v. Southern Oak and Its Ill-Begotten Progeny

The standard ISO homeowners insurance policy contains an exclusion for damage caused by water which backs up through sewers or drains.  While this appears to be an unambiguous exclusion, using twisted logic, the Third District Court of Appeal in Cheetham v. Southern Oak Ins. Co., 114 So. 3d 257 (Fla. 3d DCA 2013) interpreted this exclusion to apply...

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October 05, 2016 BLOG POSTEleventh Circuit Affirms Judgment Notwithstanding the Verdict in UIM Bad Faith Case

On Friday, September 30, 2016, the Eleventh Circuit Court of Appeal affirmed a renewed motion for judgment as a matter of law that had been granted by the Middle District Court of Florida in a uninsured/underinsured motorist (“UIM”) bad faith case.  In Cadle v. GEICO Gen’l Ins. Co., the federal appeals court held that the plaintiff’s failure to provide evidence that she suffered a permanent injury within a reasonable degree of medical probability within the statutory cure period was fatal to her bad faith claim against GEICO.

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April 01, 2016 BLOG POSTSouthern District Applies Fridman v. Safeco to Preclude Bifurcation

However, the Levesque case points out the down-side of GEICO’s strategy to preclude the jury in the UIM case from determining the insured’s full damages.  If the insured is precluded from proving its damages in the UIM case, it must necessarily be entitled to prove them in the subsequent bad faith case.

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March 31, 2016 BLOG POSTInsured is Entitled to a Determination of Liability and Damages in a UIM Case Despite the Insurer's Confession of Judgment

Ultimately, the Supreme Court held that the trial court was correct (disagreeing with the intermediate court’s decision to the contrary).

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This line of cases stands in stark contrast to other decisions which hold that, if the Plaintiff includes a bad faith claim in his or her initial complaint (which is generally abated), revival of the bad faith claim following a favorable outcome on the UIM case relates back to the date of the original filing such that after one year, the case is not removable.

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February 06, 2019 NEWSRick Parker Awarded "Extraordinary Legal Customer Service Award"

It's not every day that a client presents an attorney with an award for their services! Attorney Rick Parker of the Tallahassee office was awarded the "Extraordinary Legal Customer Service Award" by client, Melinda Jefferson, for his pro bono work on a civil legal case for her family. Rick's pro bono work perfectly exemplifies the quality of Service provided at Butler Weihmuller Katz Craig.

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